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The global
increase of EMV credit and debit card payment transactions
is fuelling the need to introduce secure, efficient
and cost-effective EMV compliant payment solutions.
Retailers, financial institutions and network operators
need to ensure that the payment infrastructures they
provide and use are standards complaint, highly reliable,
scaleable, and of course low-cost. Payment transactions
must be efficient, accurate and profitable to attract
and retain customers in order to maximise profits.
YES.secure-pay is the only fully integrated EMV payment platform comprising a payment transaction processor, payment scheme account management, electronic wallet and PKI-based security modules. |
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Integrated EMV compliant solution for secure transaction
processing, card account and issuance management and
merchant acquiring |
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Multi-transaction, multi-acquirer, multi-issuer
and multi-currency platform |
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Multi-network connectivity support: ADSL, ISDN,
Leased Line, PSTN IP, GPRS |
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Multi-device support: EPOS, EFTPOS, Mobile EFT, Kiosk, ATM, Web |
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Integrated on-line authorisation and settlement with dispute and fraud management capability |
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Secure web-services access for customer care, MIS and analysis |
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Comprehensive entity relationship management using RDBMS |
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Integrates with ERP, SCM and CRM systems |
 YES.secure-pay
Sub-systems |
Description |
| YES.gate - Payment
Transaction Processor |
YES.gate enables payment transaction
capture and processing over traditional POS, fixed
and wireless Internet environments. It possesses
back-end interchange links to perform on-line
authorisation and transaction delivery with financial
acquirers and issuers and networks such as VISANET
and MASTERCARDNET.
YES.secure provides a Public Key Infrastructure
(PKI) based security layer for merchant and stakeholder
integration and authentication. It provides end-to-end
encryption, digital signature and message authentication
for securing the two-way flow of transaction messages
within YES.gate.
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| YES.card - EMV
Payment Scheme Account Management |
Customer credit/debit/charge cards
and/or e-cash payment scheme accounts management
is the foundation of YES.card. It provides all
of the necessary accounts administration and maintenance
functionality required to run multiple payment
schemes.
Customer electronic wallet management provided
by YES.wallet which manages all of the necessary
administration and maintenance functionality required
for consumer server-centric wallets which can
hold multiple payment methods (such as credit/debit/charge
cards, e-cash accounts, etc.).
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