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YES.card is a client-server application
based on the Linux (or any flavour of UNIX) or Windows
2000 operating environment and is fully portable across
a wide range of processing platforms from PC's to larger
symmetric multi-processor architectures. At the heart
of the YES.card module is a high performance Relational
Database Management System (RDBMS) normally Oracle.
Customer and Account
Management |
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Customer registration & maintenance including account activation, hot-list, suspension and lifecycle management, and bank account administration |
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Multiple Issuer management (account grouping)
for EMV cards issuance linked to customer accounts;
(card production files for third party card
production facilities enables embossing, printing,
encoding and key management) |
Flexibility for Multi-Sourcing |
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Card Issuers can have multi-sourcing strategy for chip cards and support multiple chip platforms, which lower overall project costs and risks. |
Payment Scheme Account
Management |
Customer Billing and
Account Fee Management |
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Scheme charges, account interest, credit checking
and payment tracking, interest rate and service
charge handling |
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Bad debt and late payment tracking with email facility which allows statements and payment reminders to be sent to registered customers |
Web-based YES.card
and YES.wallet access management |
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Multiple account and administration interfaces
- Customers, Issuer, System and Security administrator |
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the
YES.card white paper 
