YES.card is an extensive EMV card account management and issuing system ideally suited for bank debit or credit cards, charge or loyalty store cards. YES.card manages all the customer and account handling functions, account transaction tracking and settlement (clearing) functions, and administration functionality needed to run any type and any number of EMV card schemes associated with single or multi-Issuer systems. It can process transactions made by account holders via real-world point of sale outlets and authorised Web/WAP merchants accepting "virtual" e-cash accounts.

Working in partnership with Cassis International who provide extensive experience and expertise in EMV card issuing systems, YES.card can be used to issue physical EMV cards via links to a number of card production machines enabling embossing, printing and, in the case of smart cards, the electronic personalisation of cards. It operates in conjunction with the YES.gate transaction processing gateway sub-system as a completely integrated customer transaction processing and card management infrastructure.

No new hardware or systems will be required for EMV smart card management for post issuance of new applications.

Easier enablement of new applications or upgrade via post issuance thus preserving the lifecycle of the card.

Card Issuers can have multi-sourcing strategy for chip cards and support multiple chip platforms, which lower overall project costs and risks.

When introducing new applications / services, can clearly obtain information of each smartcard (e.g. download status and information).

EMV post-scripting enables risk management measures to be taken before substantial financial damage is done (e.g. card offline limits, card block, etc.)