NewsLetter November 2011
Winter arrived on a bright note!
october / november 2011
 
 

YES!TALK with Simon Curtis
Simon Curtis, YESpay's SVP of Strategic European Sales and Business Development is under the spot light and is unveiling personal insights and professional targets!
  YES!TALK with Simon Curtis
 
The 60 Sec' Interview with Neil Crawshaw from Itim Ltd  

The 60 Sec' Interview with Neil Crawshaw from Itim Ltd
In this edition, with only 1 minute to answer our questions, Neil Crawshaw, Commercial Manager at Itim Limited was the chosen one. He gives his point of view on the EPOS market and the YESpay payment solution.
uk / europe
YESpay's EMV payment solutions listed on PA-DSS list of Validated Payment Applications  

YESpay's EMV payment solutions listed on PA-DSS list of Validated Payment Applications
Great news! YESpay has received validation from the Payment Card Industry Security Standards Council for compliance of its payment client EasyV-Terminal with the Payment Application Data Security Standard (PA-DSS).

YES-wallet.com launches Pouch Mobile Wallet Services
YES-wallet.com presents Pouch, a free Mobile and Web wallet service.
  YES-wallet.com launches Pouch Mobile Wallet Services
 

Online and mobile transactions made fast, easy and safe by
'StoreManager' from YESpay
 

Online and mobile transactions made fast, easy and safe by 'StoreManager' from YESpay
Secure online and mobile transactions made fast and easy with YESpay StoreManager. Fast, simple, secure payments and reporting for your customers
 

The Card & Payments Awards 2012: YESpay & Pennies shortlisted!
YESpay and Pennies, the electronic charity box have jointly been shortlisted to receive the "Best Technology Initiative of the Year" award at The Card & Payments Awards 2012!
  The Card & Payments Awards 2012: YESpay & Pennies shortlisted!
north america

Delego and YESpay jointly provide SAP customers with
a multi-channel EMV payment solution
 
Delego and YESpay jointly provide SAP customers with a multi-channel EMV payment solution
Delego Software Inc. has completed the integration of its system with emboss
 


YESpay Appoints Simon Curtis as the SVP Strategic European Sales
 
YES!TALK with Simon Curtis

YES!TALK with Simon Curtis
YES!TALK is a new exciting section in our online YESpay newsletter. Regularly, a YESpay Representative is interviewed and has a few minutes to share personal & professional aspects of his life. In this winter edition, Simon Curtis, YESpay's new SVP Strategic Business Development - EU is our first volunteer!

YP: Tell us more about yourself. In a few words, who is Simon Curtis?
SC: Born, raised and living in North London, I've spent half my career in management consulting and the other in building software business, mainly in the retail, leisure and hospitality markets.
I'm married to Sarah-Jane, who's a successful retail property professional, currently running Covent Garden in London. We have two kids, Antonia 17 and Edward 15.

YP: What are your Responsibilities as SVP of Strategic European Sales and Business Development?
SC: My role is to work with larger partners and merchants across Europe to deliver a multi-channel payments experience to their customers. A simple 'new way to pay' that makes it simple, easy and convenient for the customer, whatever channel or payment method they choose. For the merchant, our strategic payments platform provides a safe, secure, relabel, PCi compliant platform to support their multi-channel activities and the fast emerging world of mobile and social commerce.

I will be working alongside existing and new partners to see how they can leverage some new and exciting solutions such as StoreManager, E-Wallet solution 'Pouch' and our E2E compliance platforms..

YP: What attracted you to YESpay?
SC: The payments industry is a tremendously exciting and innovating place to be. More and more merchants are looking for specialist outsourced solutions to deal with the increased regulation and compliance, and M-Commerce is set to revolutionise the payments industry.

The potential for YESpay is tremendous. YESpay has been very clever; they have been investing in a unique single global multi-channel platform for payments and Mobile Commerce.

I've also long been an admirer of their SaaS business model. YESpay were the pioneers in delivering payments SaaS. The sound business model provides focus and stability to our growth, and helps avoid the pitfalls of getting distracted into other revenue streams.

YP: Please list your TOP 3 key aspects that differentiate YESpay from the competition.
1. Innovation – YESpay have led the way in payments SaaS. They has created a single global multi channel platform and are leading the market in Social, M-Commerce and NFC payments. Exciting, relevant products for our partners and merchants, built on a scalable, reliable cloud computing architecture.

2. Global Operation – More and more merchants operate on a global basis. To operate efficiently across their market they need a global payments provider.

3. Business Model - Pure SaaS businesses are attractive to customers and investors alike. Customers need stability and focus, investors like the simplicity, scalability, and purity of revenues.

YP: To finish, what are your hobbies?
SC: I'm basically sport mad! I'm a passionate Arsenal fan, and a keen follower of most sports events.

Tennis is my number one sport. I'm lucky enough to be fit and playing well enough to make the over 45's Great Britain Team and get involved in various international events. Last year I played for GB in the world championships in New Zealand, we were on court in Christchurch playing Germany when the earthquake struck! Who said tennis is boring! When I'm not playing tennis, you will find me on the Golf course. When the cold arrives, I move onto the squash court and gym, to keep those winter pounds off the tummy. Aside from sport, I enjoy great food and wine and watching films with my family.
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The 60 Sec' Interview with Neil Crawshaw from Itim Ltd.
The 60 Sec' Interview is the second new exciting section in our online YESpay newsletter. One selected YESpay partner is interviewed and has 1 minute (not less, not more!) to share its views on the industry, implementations and partnership with YESpay. In this last edition of the year, Neil Crawshaw, Commercial Manager at Itim Limited has been interviewed.

YP: How long have you been in business and what solutions/products do you provide?

NC: Itim Ltd has been in business since 2000. The solutions we provide are:

- The Retail Suite Store & Head Office Solutions
- DIDOS Invoice Matching
- Profimetrics Price Optimisation
- Tradeledger EDI Services

The 60 Sec' Interview with Neil Crawshaw from Itim Ltd.
YP: Who are your customers?
NC: We have a large number of customers in different market segments:
In Fashion: A&J Menswear (d2), Brantano, Courtesy Shoes, de Roemer, Dolci Folie, Muji, Office, Uniqlo.
Department/Convenience Stores: Hoopers, Trago Mills, Wine Cellar, The Fragrance Store
Books: The Works, Blackwells
Charity: BHF
Cellar & Kitchen: Adnams
Toys: The Entertainer
Gift shops: The Royal Collection

YP: How does your company differentiate itself from the competition?
NC: Innovation & Agility

YP: What are the most exciting or promising technological innovations in the industry related to your business and that you believe will enhance your business?
NC: Multi-channel

YP: Which YESpay solution(s) did you integrate?
NC: EasyV-Retail (for more info, click here)

YP: What were the operational benefits of adopting YESpay’s outsourced service for your company?
NC: YESpay's EMV payment solution is PCI-DSS & PA-DSS pre-certified and this was important for us. SaaS pricing and Value-added services were also operational benefits.

YP: How many sites/merchants have already implemented this common solution?
NC: 18 merchants implemented this solution

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YESpay's EMV payment solutions listed on PA-DSS list of Validated Payment Applications
YESpay has received validation from the Payment Card Industry Security Standards Council™ for compliance of its payment client EasyV-Terminal with the Payment Application Data Security Standard (PA-DSS).

PA-DSS is a PCI Council-managed program aiming at
helping payment software vendors develop
secure payment applications that do not store prohibited data (full magnetic stripe, CVV2 or PIN data) and ensure their POS (point-of-sale) applications support compliance with
PA-DSS.This certification is required for POS application
  vendors that handle payments that are sold, distributed or licensed to third parties.

YESpay did not need to undergo PA-DSS certification as YESpay does not sell the software but provides it as part of its payment service. However YESpay undertook certification of its client payment applications to PA-DSS in order to bring even more confidence to merchants and POS software vendors.

"This is an important achievement that will help our partners fast track their own PA-DSS compliance as well as providing additional assurances to the end merchants that YESpay is delivering a high quality, secure product as certified by the PCI Council", highlights Nigel Exton, SVP Operations and Client Services at YESpay.
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launches Pouch Mobile Wallet Services
YES-wallet.com successfully launched Pouch, a free Mobile and web Wallet Service, that in the future will also support NFC (Near Field Communication) based payments. With 71% of people (Source: Survey by
YES-wallet.com of 116 executives at Pouch Launch Event, October 2011) mentioning they are currently exploring, evaluating and considering the idea of implementing wallet services in the upcoming years, YES-wallet.com took this opportunity to introduce its new Pouch mobile application, now downloadable on all major smartphones, and to present very exciting findings collected through a Launch survey on mobile and e-wallet payments.

Securely storing credit/debit payment cards, payment receipts, loyalty and coupon information, Pouch enables customers to securely make payments through their smartphones for free.
let your mobile pay
"Merchants perform millions of card transactions per week, and now their card paying customers can create free personal wallets to get instant benefits such as card payment e-receipts, e-coupons and location based services" explained Dr. Chandra Patni, Director of YES-wallet.com. Dr. Patni further added that "Pouch supports storage of personal credit, debit and pre-paid (SVA) cards in the ‘My wallet’ function which can be used to make payments at web, mobile and physical stores.”

Anyone can register and create his free personal wallet by clicking on the pouch logo above. YES-wallet Pouch free Mobile App is already available for smartphones.

- BlackBerry, click here to download from BlackBerry App World
- iPhone, click here to download from iTunes
- Android, click here to download from Android Market

YES-wallet.com also created a report to share the results of a survey on mobile and wallet payments conducted at the YES-Wallet.com launch event in London, UK. This event was attended by specialists representing: mobile phone operators; Card issuers; Retailers; Payment Service Providers (PSP); Merchants; Software vendors and the media. This is a group who is interested in implementing and learning more on new e-wallet mobile services before and after the arrival of NFC capable mobile phones. For more information, please visit: YES-wallet.com website.
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Online and mobile transactions made fast,
easy & safe by 'StoreManager' from YESpay

Whether you are a small business, a big business, a "work from home" business or an "on the road business", StoreManagerTM from YESpay can transform the way you work, letting you process payments whenever and wherever you are, online or via your smartphone.

Merchants can now access detailed transaction reports, monitor fraud, control set-up and distribution of e-coupons, promotions and location-based-services and perform sale or refund card transactions, anywhere, anytime. You just need a PC or your mobile phone!

Reports at your fingertips
Reconciliation is simplified as you can view and download transaction reports at merchant, store and terminal levels via online Emboss merchant accounts in a fully PCI-DSS compliant manner.

Reward your customers
You can now use StoreManagerTM to create rewards based on spend patterns or frequency of shopping and distribute e-coupons immediately to your customers.

Your Mobile POS
Apply for a payment account with YESpay and by using your smartphone or Internet, you can process sale and refund card present or not present payments. You can also make recurring payments using pre-stored card tokens for regular customers. Register now for just £9.99* a month to use this exciting new functionality.

If you are a current YESpay merchant, please click here and use your current YESpay Merchant login details. Download the Application also on your smartphone, now available on iPhone, Blackberry or Android If you are a new user, please contact sales@yes-pay.com for more information and to receive your login details to access your new StoreManager. To register and accept payments using StoreManager, please click here. Find out more at YES-pay.com.

For more details contact your sales Representative at YESpay or call +44 (0)871 221 9510 or email sales@yes-pay.com

* Subject to YESpay Standard Terms & Conditions. YESpay registered merchants can use all reports, couponing, reward functionalities for FREE. The ‘StoreManager’ smartphone Application is also free to download. Monthly subscription fees are paid to activate the sale and refund functionalities on ‘StoreManager’. The following StoreManager registration price is available only for online registration via website: £9.99/month, 3-months pre-payment and a £40 one-off setup fee.
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The Card & Payments Awards 2012: YESpay and Pennies shortlisted!
Pennies The electronic charity box As a leading payment provider in UK and North America, YESpay is constantly innovating and developing new cutting edge solutions. With Pennies, The Charity Box, YESpay has shown innovation and best practice in the use of new communications technology in the Charity sector. The objective of partnering with Pennies was to develop an innovative solution helping Pennies and its merchants raise more money for Charities in an easy, cost effective and fast way.

YESpay has incorporated the Pennies, The Charity Box, into its payments software which is supplied to partners and merchants. This additional functionality has enabled The Entertainer and the Rugby Football Union to implement Pennies simply and quickly in their stores. It will also make Pennies implementation simple for other YESpay merchants, allowing them to easily and cost-effectively participate in a growing micro-donation movement which is proving popular with UK consumers and starting to make a difference for charities too.

THE CARD & PAYMENTS AWARDS
YESpay and Pennies, the electronic charity box have jointly been shortlisted to receive the "Best Technology Initiative of the Year" award at The Card & Payments Awards 2012! Fingers crossed. We will know more in February 2012. You can find more information here.
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 Delego and YESpay jointly provide
SAP customers with a multi-channel EMV payment solution

Delego Software Inc. has completed the integration of its system with EMBOSSTM, YESpay’s multi-channel EMV Chip and PIN accredited and PCI-DSS (Level 1) certified managed payment service. With a first joint customer implementation, Nikon Canada Inc, planned for December 2011, this partnership will help SAP merchants implement an integrated retail and payment strategy in both Canada and Europe.

Experts in Card-not-present scenarios, Delego decided to partner with YESpay as a result of its card acquirer pre-accredited (in Canada, USA and Europe) approved and PCI DSS (level 1) certified payment service. Delego was able to mitigate a significant amount of time and cost that would have been associated with a direct bank certification with its merchant processors. Delego is now able to offer its SAP merchants a fully managed EMV payment solution adapted for card-present payments (EasyV-Retail) and card-not-present environments (EasyV-Internet). Harry Morge, National Sales Manager at YESpay explains: "Thanks to this strong partnership, Delego is now able to expand the services they offer to merchants. Delego is known to be an expert on the card-not-present side, but now also on the card-present side as merchants can use the full multi-channel integration with YESpay managed payment service." In addition to taking payments through a single gateway, this multi-channel offering allows Delego to stay ahead in security features such as Tokenization and PCI-DSS compliancy.

When asked why Delego chose YESpay, Greg Ferris, VP Business Development at Delego Software Inc. explained that "Delego’s increasing international presence throughout North and South America, Europe, and the Pacific Rim was a key factor in choosing to integrate with YESpay. This integration is easily implemented and valid in North America and mainland Europe! Delego can now deliver proven options for both card-not-present and card-present solutions and this will further assist in the continuing growth of our customer base. I am looking at the YESpay/Delego partnership as both dynamic and strategic." www.delego.ca
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